Southwest Michigan Real Estate

 ST. JOSEPH, MI – “After the surge of homes sold during the first quarter, thanks to the Stimulus Tax Credit, we have seen a steady drop in the number of houses sold each month, compared to the same month in 2009, to the point that our year-to-date number has dipped 3 percent below where we were at in September 2009.  The ...

Good news as of this afternoon 11/06/09. The President signed the bill to extend and expand the buyer credit. Now even current home owners can benefit from it. Here are the details. TAX CREDIT OVERVIEWWho Gets What? First-Time Homebuyers (FTHBs): First-time homebuyers (that is, people who have not owned a home within the last three years) may ...

HUD Announces $8000 Tax Credit can be used as downpayment for Homebuyers! This will be like a Bridge Loan, that F.H.A. borrowers can utilize as a down payment. Feel free to contact me for more info. Paul Dumke Paul@PaulDumke.com www.BerrienCountyProperties.com

Tax Credit for Homebuyers First-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit.  Remember a tax credit is very different than a tax deduction – a tax credit is equivalent to money in your hand, as opposed ...

Looking for a check in the mail from uncle sam? A modest tax refund could be all you need to purchase a new home. There are many great loan programs that require very little cash from the buyer to purchase. It does take a very knowledgeable Realtor and Loan Officer in order to make it happen. Any Questions?

Home Mortgage WarningHello all! This is just a quick note to warn potential borrowers about those online or mailout mortgage deals that look sooo good. In most cases the rate/fees offered suddenly change before closing because of "unforseen issues in your credit, income, or assets, or other. Typically the borrower has already paid some ...

Buyers time if you are thinking of buying, now is the time! really. I have spent the majority of my time recently giving my buyers a great advantage by finding them foreclosed homes at a great price. There are also some great mortgages available including 97% FHA and 100% Rural housing. The dream is very much still alive! I can get you ...

Wow, what a week so far. Interest rates are absolutley great! Time to take advantage of this buyers market, or refi. Been thinking of buying, but are hesitant? I want to know why?

A lot has changed in the morgage world in the past few months. While it is true that many lenders have dropped loan programs or even closed thier doors, there are still plenty of options for good willing borrowers. Streamlined Fannie options, relaxed FHA (97%) and USDA Rural housing (100%) loans, just to name a few. The media has ...