Southwest Michigan Real Estate

 ST. JOSEPH, MI – “After the surge of homes sold during the first quarter, thanks to the Stimulus Tax Credit, we have seen a steady drop in the number of houses sold each month, compared to the same month in 2009, to the point that our year-to-date number has dipped 3 percent below where we were at in September 2009.  The ...

Good news as of this afternoon 11/06/09. The President signed the bill to extend and expand the buyer credit. Now even current home owners can benefit from it. Here are the details. TAX CREDIT OVERVIEWWho Gets What? First-Time Homebuyers (FTHBs): First-time homebuyers (that is, people who have not owned a home within the last three years) may ...

Tax Credit for Homebuyers First-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit.  Remember a tax credit is very different than a tax deduction – a tax credit is equivalent to money in your hand, as opposed ...

For those who are wanting to sell their home quickly. I purchase homes in the Berrien County area with fast closings. Facing Sheriffs sale or foreclosure? Need information on Short Sales or help with your bank? Maybe I can help. Paul Dumke www.BerrienCountyProperties.com

Thinking about a cashout refinance? You may want to look into whats available today, as Fannie and Freddy continue to tighten the reins. Many options are here today and gone tomorrow, and if the trend continues, many will not be able to cashout without stellar credit and retained equity. Questions?  

Wow, what a week so far. Interest rates are absolutley great! Time to take advantage of this buyers market, or refi. Been thinking of buying, but are hesitant? I want to know why?

A lot has changed in the morgage world in the past few months. While it is true that many lenders have dropped loan programs or even closed thier doors, there are still plenty of options for good willing borrowers. Streamlined Fannie options, relaxed FHA (97%) and USDA Rural housing (100%) loans, just to name a few. The media has ...